Secure Your Retirement with Safe Money Solutions
Protect Your Wealth. Create Income. Retire Relaxed.
Whole Life Insurance | Annuities | Roth Conversions
Long Term Care Coverage | Social Security Income Optimization
RETIREMENT SOLUTIONS
Does your current retirement strategy have you feeling relaxed about your financial future? No matter how much money you have in the bank, it's common to worry. The AARP reports that 50% of Americans wonder if they have enough to last. Let's talk about financial retirement solutions that offer safety and certainty - tailored to your specific needs, so you can retire financially relaxed!
WHOLE LIFE INSURANCE
Dividend paying whole life insurance policies are unique because they offer a predictable, guaranteed growth of cash value, allowing you to build wealth without the risks and volatility associated with traditional investments. These policies also provide tax advantages, liquidity, and the ability to access funds without penalties, making them a flexible and reliable financial strategy for retirement planning.
ANNUITIES
If you're concerned about outliving your savings, consider incorporating an annuity into your retirement portfolio. An annuity can offer guaranteed income for life, ensuring financial security for you and your spouse, with the option to pass on benefits to a designated beneficiary. This approach provides stable, predictable income and peace of mind, allowing you to retire relaxed.
SOCIAL SECURITY CLAIMING STRATEGY
Claiming Social Security at the right time can boost your retirement income by hundreds of thousands of dollars. We’ll help you build a smart strategy to optimize your benefits, reduce taxes, and align everything with your overall retirement plan—so you can retire with clarity and confidence.
Get Your RSSA® Social Security Roadmap HERE.
QUALIFIED ROLLOVERS
Frustrated with slow growth, limited access to your cash value, being forced to take required minimum distributions, fees on loans, and contribution caps in your 401(k), 403(b), or IRA? Explore how to have more control of your retirement funds using your whole life policies and annuities.
LONG-TERM CARE
A typical 65-year-old couple retiring today may need over $565,000 just to cover out-of-pocket medical expenses. Protect yourself and your loved ones from unexpected disability and long-term care costs by exploring various coverage options. Solutions such as whole life insurance or annuity riders, as well as stand-alone long-term care policies, can provide financial security and peace of mind for the future.
Meet Dr. Amanda Barrientez | PhD, RICP®, RSSA®
I’m Dr. Amanda Barrientez, founder of Retirement Solutions Financial™ and creator of Retirement Income School™. I help people who are nearing or already in retirement create dependable income, protect their savings, and feel confident about the years ahead.
My work became personal after helping my mom navigate retirement planning following my dad’s passing. That experience opened my eyes to how little guidance most families receive around turning savings into income, managing risk, and creating financial stability in retirement. I knew there had to be a better, clearer way.
Today, I specialize in safe-money retirement strategies, including annuities and dividend-paying whole life insurance, designed to provide predictability, protection, and peace of mind. My approach focuses on replacing uncertainty with clarity—so retirement feels financially relaxed, not stressful.
I hold a PhD and am a Retirement Income Certified Professional® (RICP®) and Registered Social Security Analyst® (RSSA®). I’m also an IBC Practitioner®, a member of Ed Slott’s Elite IRA Advisor Group®, and a Court of the Table Member of MDRT®. These designations reflect advanced training and a deep commitment to retirement income planning.
Through Retirement Solutions Financial™ and Retirement Income School™, my mission is simple: to help you protect your wealth, and create guaranteed lifetime income, so you can retire financially relaxed.
Insurance Agent NPN #19460436
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